Top rated
Tyro
Purpose-built for hospitality, least-cost routing saves an average 8.1%
BEST FOR HOSPITALITYLEAST-COST ROUTING
Tap & Save LCR
✅
450+ POS integrations
✅
$29/mo terminal
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ASX-listed
✅
#2 Pick
Square
Simple flat-rate pricing, great for new and low-volume venues
EASIEST SETUP
Flat 1.6% rate
✅
Free POS app
✅
Next-day settlement
✅
No lock-in
✅
#3 Pick
Zeller
Australian-built challenger with free transaction account
AUSTRALIAN OWNED
Free business account
✅
1.4% flat
✅
Free first terminal
✅
Fast settlement
✅
#4 Pick
Stripe
Best for online and integrated payments, developer friendly
BEST FOR ONLINE
Online checkout
✅
APIs
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Subscriptions
✅
Global
✅
#5 Pick
Smartpay
Zero-cost EFTPOS option that surcharges the customer (until Oct 2026)
ZERO-COST MODEL
Surcharge model
✅
Free terminal
✅
Next-day funds
✅
AU support
✅
BK
#6 Pick
Bank EFTPOS
Traditional bank terminals from CBA, NAB, Westpac and ANZ
ESTABLISHED
Bank-backed
✅
Bundled banking
✅
Branch support
✅
Reliable
✅
Smaller players & ISOs
Independent sales organisations & niche providers
#5 Pick
Foodhub
Integrated payments for Foodhub POS venues, 1% to 1.6% depending on volume
POS BUNDLEVOLUME PRICING
POS integrated
✅
Volume discounts
✅
Tap & contactless
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EFTPOS bundle
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Beyond the major providers above, these smaller ISOs, brokers and niche players can suit specific venue types. They're listed separately because pricing and ratings vary and often depend on the underlying processor. We verify details as they become available.
PN
PayNuts
SURCHARGE-FREE MODEL
Australian ISO offering 'Pay Nothing EFTPOS' (surcharge model) and low-fee plans. Integrates with 700+ POS systems.
$0 terminal rental if processing $10k+/month per terminal; otherwise $29/mo. No lock-in contracts.
Request info
LP
LootPay
BROKER / RESELLER
Australian payments broker representing four leading processors plus Clover POS, focused on EFTPOS and e-commerce.
Acts as a one-stop reseller; pricing depends on the underlying processor matched to your venue.
Request info
PG
Pago EFTPOS
HOSPITALITY POS INTEGRATION
Hospitality-focused EFTPOS provider integrating with 60+ hospitality POS systems (H&L, SwiftPOS, OrderMate, Abacus).
Strong hospitality POS integration; portable and MOTO payments supported.
Request info
MP
Mint Payments
ALL-INCLUSIVE PACKAGE
Australian provider offering all-inclusive EFTPOS packages that accept eftpos cards without lock-in.
All-inclusive package pricing; accepts eftpos, Visa, Mastercard.
Request info
WC
Windcave
MULTI-SITE READY
Global payment technology provider (formerly Payment Express) serving sole traders to multi-site operators.
Integrates with major hospitality POS; suits multi-site operators.
Request info
IT
ITNT
EMERGING ISO
Emerging Australian payments ISO. Public pricing and integration details are limited at this time.
Details limited; contact for a tailored quote. We will verify and update as information becomes available.
Request info