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Equipment Finance Comparison

Equipment Finance

Compare equipment finance for kitchen fit-outs and gear. From Rent-Try-Buy to chattel mortgage, the right structure protects cash flow and may be tax-deductible. Ranked independently.

3 options compared, ranked independently
· Last updated May 2026
Top rated
SilverChef
Rent-Try-Buy, approves on business performance not credit history
TOP RATEDBEST FOR NEW VENUES
4.5 (389 venue reviews)
Overall
8.7
Value
8.5
Features
8.9
AU support
9.0
$5k to $250k
Rent-Try-Buy
Get quote Visit site Read full breakdown
Rent-Try-Buy model
Performance-based
Upgrade anytime
Tax-effective
#2 Pick
Flexikitch
Rent-to-own with deposit only, fast approval
LOW UPFRONT
4.2 (87 venue reviews)
Overall
8.0
Value
8.3
Features
7.8
AU support
8.2
Deposit only
rent-to-own
Get quote Visit site Read full breakdown
Deposit to start
Rent-to-own
Fast approval
Flexible terms
#3 Pick
Bank Chattel Mortgage
Lowest rates if you have 2+ years trading history
LOWEST RATES
3.9 (210 venue reviews)
Overall
7.8
Value
8.6
Features
7.2
AU support
7.5
From 7%
p.a. interest
Get quote Visit site Read full breakdown
Own the asset
Interest deductible
Depreciation
Instant write-off
Free for venue owners
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