Compare POS Systems Payments & EFTPOS Fresh Produce Online Ordering Food Delivery Menu Boards Staff & Rostering Accounting & Payroll Kitchen Equipment Websites Social Media More Free Audit Check My Costs Guides Hospitality News For Suppliers Get Free Quotes →
HomePayments & EFTPOS › Till Payments
● Independent breakdown · 2026

Till Payments, the negotiated rate provider for venues that want a tailored deal.

Till Payments works on custom negotiated pricing rather than a published flat rate, which can suit established venues with the volume to bargain a sharp deal. The flip side is that without a standard rate, you have to actually negotiate to know what you are getting. Here is our honest read.

7.8
Our overall score
7.7
Value
8.0
Flexibility
4.2★
negotiated pricing
A payment terminal at a hospitality venue
Our verdict in one line

Till Payments suits established venues that have the volume to negotiate a tailored rate and want flexibility rather than an off the shelf plan. For those venues a custom deal can be sharp. For a small venue without negotiating leverage, a transparent flat rate provider is usually simpler and just as cheap. Below we lay out where it wins and where it does not.

What it actually is

Tailored pricing, if you have the leverage

Till Payments does not lead with a single published rate. Instead it negotiates pricing to the venue, which means an established business with solid card volume can potentially secure a sharper deal than a one size fits all rate. It supports a range of integrations and aims to be flexible to how a venue operates.

The honest trade off is that negotiated pricing only helps if you actually negotiate, and you need enough volume to have leverage. For a small or new venue, the lack of a simple published rate makes it harder to compare, and a transparent flat provider will often be just as cheap with far less effort. This is a provider for venues that know their numbers and want to bargain.

Card payment at a cafe point of sale

Negotiated pricing

Rates are tailored to your venue rather than fixed, so volume can buy you a sharper deal.

Tablet style point of sale on a counter

Flexible setup

Aims to fit around how your venue operates rather than forcing a standard plan.

Customer paying by card in a shop

Integrations

Connects with a range of POS and business systems venues use.

A growing ecosystem of business tools

For established venues

Best suited to businesses with the volume and knowledge to negotiate well.

The thing to understand

Where Till Payments fits

Till Payments makes sense for established venues that know their card volume and want to negotiate a tailored rate rather than take a standard one. With leverage, the deal can be sharp. For a small or new venue without that leverage, a transparent flat rate provider is simpler to compare and usually just as competitive, which is the honest steer.

The honest read

Where Till Payments wins, and where it does not

We rate suppliers independently. We do not earn a referral fee from Till Payments. Here is the balanced picture, the good and the points to weigh up.

What we like

  • Negotiated pricing can be sharp for higher volume venues.
  • Flexible to how your venue operates.
  • Good range of integrations.
  • Suits operators who know their numbers and want to bargain.
  • Excellent fit for pop ups, markets, mobile vendors and low volume venues.

Where to be careful

  • No simple published rate, so harder to compare at a glance.
  • You need volume and leverage to get the best deal.
  • Less compelling for small or new venues.
  • From October 2026 you cannot surcharge, so your negotiated rate matters more.
Pricing, plainly

What it costs

Till Payments uses custom negotiated pricing rather than a published flat rate, so the cost depends entirely on your volume and the deal you strike. The figures below describe the shape, the real number comes from negotiation, which we can help with.

Custom
negotiated to your venue
By volume
leverage gets a sharper rate
Flexible
tailored setup
Compare
worth benchmarking against flat providers

There is no standard published rate, so the only way to know your cost is to get a quote. Getting you that quote and benchmarking it honestly against transparent flat rate providers is exactly what we do, free.

Is it right for you

Who Till Payments actually suits

Established higher volume venue
Strong fit. Volume gives you leverage to negotiate a sharp rate.
Operator who knows their numbers
Strong fit. Negotiated pricing rewards those who bargain well.
Venue wanting flexibility
Reasonable fit. Setup can be tailored to you.
Small or new venue
Worth comparing. A transparent flat provider is simpler and often just as cheap.
Owner wanting a clear upfront rate
Weigh it up. There is no single published number to start from.
Compare alternatives

Other payment providers worth comparing

Till Payments is one option. Here is how it sits alongside the other payment providers we review, so you can weigh them side by side.

Tyro
Hospitality EFTPOS, least cost routing
Zeller
Flat rate, free account
Stripe
Best for online payments
Smartpay
Surcharge model

Want help negotiating a sharp Till Payments rate?

Negotiated pricing only works in your favour if you go in informed. We will benchmark a Till Payments quote against the transparent providers so you know whether the deal is actually sharp. Free, no obligation, and we will be in touch within 48 hours.

Reply within 48 hours Independent advice We do the negotiating
How we rate: MarginCompare reviews are independent. We do not earn a referral fee from Till Payments. Images on this page are generic stock photos for illustration and do not depict Till Payments's specific hardware. Pricing figures are indicative and based on published rates and what venues report, not a formal quote. Rates can change, and from 1 October 2026 card surcharging is banned, so always confirm current pricing and terms directly before you commit.