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Fit-out Finance Comparison

Fit-out & Refurb Finance

Compare fit-out and refurbishment finance for hospitality builds. Secured and unsecured options, fit-out-specific lenders and construction finance for new venues and renovations. Ranked independently.

3 options compared, ranked independently
· Last updated May 2026
Top rated
SilverChef Fit-out
Fit-out and equipment under one Rent-Try-Buy agreement
TOP RATEDFLEXIBLE
★★★★★ 4.5 (389 venue reviews)
Overall
8.7
Flexibility
9.0
Value
8.4
AU support
9.0
$50k to $2M
Rent-Try-Buy
Get quote Visit site
✓
Fit-out + equipment
✅
✓
Performance-based
✅
✓
Upgrade anytime
✅
✓
Tax-effective
✅
#2 Pick
Bank Construction Loan
Lowest rates for established venues with trading history
LOWEST RATES
★★★★★ 3.9 (210 venue reviews)
Overall
8.2
Flexibility
7.5
Value
8.9
AU support
7.8
$100k to $2M+
secured
Get quote Visit site
✓
Lowest interest
✅
✓
Long terms
✅
✓
Own the asset
✅
✓
Tax deductible
✅
#3 Pick
Shift (Fit-out)
Fast unsecured fit-out funding for renovations and refreshes
FASTEST FOR RENOS
★★★★★ 4.2 (143 venue reviews)
Overall
8.0
Flexibility
8.6
Value
8.0
AU support
8.2
$20k to $500k
unsecured
Get quote Visit site
✓
No property security
✅
✓
Fast approval
✅
✓
Flexible draw
✅
✓
Renovation focus
✅
Free for venue owners
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